Terms and Conditions
Last Updated: 28-02-2025
Welcome to Aanantthamaya Associattes. These Terms and Conditions govern your use of our services, including loan processing, financial assistance, and other related offerings. By accessing or using our website (https://www.amyapsk.com/) and services, you agree to comply with these terms. If you do not agree with any part of these Terms and Conditions, please refrain from using our services.
1. Eligibility
1.1 You must be at least 18 years old and legally competent to enter into a contract to apply for our loan services.
1.2 You must provide accurate, complete, and up-to-date information during the loan application process.
2. Loan Services
2.1 Loan approvals are subject to eligibility, documentation, and verification processes.
2.2 Aanantthamaya Associattes reserves the right to reject or approve any loan application at its sole discretion.
2.3 Loan disbursal and repayment terms will be communicated to you upon approval and must be strictly adhered to.
3. Interest Rates and Fees
3.1 Interest rates, processing fees, and any other applicable charges will be disclosed during the loan application process.
3.2 Late payments or defaults may result in penalties as per the agreed loan terms.
4. Repayment Terms
4.1 Loan repayments must be made as per the schedule agreed upon during the loan approval process.
4.2 Failure to make timely repayments may impact your creditworthiness and lead to legal action or recovery proceedings.
5. Privacy Policy
5.1 We collect and process personal information in accordance with our Privacy Policy.
5.2 By using our services, you consent to the collection, storage, and processing of your data as required for loan processing.
6. User Responsibilities
6.1 You agree not to misuse or provide false information during the loan application process. 6.2 Any fraudulent activity or misrepresentation may result in legal consequences and a permanent ban from our services.
7. Limitation of Liability
7.1 Aanantthamaya Associattes shall not be liable for any direct, indirect, or consequential damages arising from the use of our loan services.
7.2 We do not guarantee loan approvals and are not responsible for any financial loss due to loan rejection or repayment failures.
8. Changes to Terms and Conditions
8.1 We reserve the right to modify or update these terms at any time without prior notice.
8.2 Continued use of our services after modifications signifies your acceptance of the updated terms.
9. Governing Law and Dispute Resolution
9.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of India.
9.2 Any disputes arising from the use of our services shall be resolved through mediation, failing which legal proceedings shall be initiated in the courts of [City/State].
10. Contact Us
If you have any questions regarding these Terms and Conditions, please contact us at:
Aanantthamaya Associattes
Website: https://www.amyapsk.com/
Email: amyapsk@gmail.com
Phone: +91 97501-11102
By using our website and applying for loans, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
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